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Amex Platinum Card: Is It Worth the $895 Annual Fee in 2024?

Monday Sep 22 2025 11:40

2 min

Table of Contents

1. The Amex Platinum Card: A Deep Dive into Perks and Value in 2024
1.1 What's New with the Amex Platinum Card?
1.2 Core Benefits Remain:
1.3 Is the Amex Platinum Card Worth the $895 Annual Fee?
1.4 Who Should Consider the Amex Platinum Card?
1.5 Who Should Skip the Amex Platinum Card?
1.6 Alternatives to the Amex Platinum Card:

The Amex Platinum Card: A Deep Dive into Perks and Value in 2024

The Platinum Card® from American Express has long been synonymous with premium perks and a corresponding hefty annual fee. The latest refresh pushes that fee to $895 (see rates and fees), making it one of the most expensive mainstream rewards cards available. However, it's not just about the price hike; Amex has introduced a new suite of lifestyle and travel benefits designed to add significant value, assuming you utilize them.

What's New with the Amex Platinum Card?

Increased Annual Fee: The fee now stands at $895.
Expanded Credits:
- $400 Resy Credit: Up to $100 back each quarter on eligible dining through Resy (enrollment required).
- $600 Hotel Credit: Annual credits on prepaid Fine Hotels + Resorts® and The Hotel Collection bookings (two-night minimum on THC).
- $300 Digital Entertainment Credit: Expanded to include more streaming and news services.
- $300 lululemon Credit: Annual credit for eligible lululemon purchases.
- $200 Oura Ring Credit: Toward eligible purchases of the Oura Ring health wearable.
Exclusive Experiences: Platinum Nights by Resy (curated dining events) and automatic Leaders Club Sterling Status with The Leading Hotels of the World®.

Core Benefits Remain:

Access to over 1,550 airport lounges worldwide.
Hilton and Marriott Gold status.
CLEAR® Plus and Uber Cash credits.
5X points on flights booked directly with airlines or with American Express Travel®.

Is the Amex Platinum Card Worth the $895 Annual Fee?

That depends on your lifestyle and spending habits. If you're a frequent traveler who takes full advantage of the card's perks, it can be well worth the cost. However, if you're a casual user who doesn't travel often, there may be better card options available.

Who Should Consider the Amex Platinum Card?

Frequent travelers who value airport lounge access and hotel upgrades.
Individuals who enjoy luxury dining experiences.
Those who can utilize the various lifestyle credits offered by the card.

Who Should Skip the Amex Platinum Card?

Casual users who don't travel often.
Individuals who prefer straightforward rewards programs.
Those who cannot justify the high annual fee.

Alternatives to the Amex Platinum Card:

American Express® Gold Card
Capital One Venture X Card

These alternatives offer strong rewards at a fraction of the annual cost.

Risk Warning and Disclaimer: This article represents only the author’s views and is for reference only. It does not constitute investment advice or financial guidance, nor does it represent the stance of the Markets.com platform. Trading Contracts for Difference (CFDs) involves high leverage and significant risks. Before making any trading decisions, we recommend consulting a professional financial advisor to assess your financial situation and risk tolerance. Any trading decisions based on this article are at your own risk.

Written by:

number1

Access Restricted for EU Residents

Amex Platinum Card: Is It Worth the $895 Annual Fee in 2024?

The Amex Platinum Card: A Deep Dive into Perks and Value in 2024

What's New with the Amex Platinum Card?

Core Benefits Remain:

Is the Amex Platinum Card Worth the $895 Annual Fee?

Who Should Consider the Amex Platinum Card?

Who Should Skip the Amex Platinum Card?

Alternatives to the Amex Platinum Card:

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