Unlocking the Amex Platinum Card's $400 Resy Credit: A Comprehensive Guide

The Platinum Card® from American Express recently underwent a significant overhaul, introducing new benefits and enhancing existing ones. This update included an increase in the annual fee to $895 (see rates and fees). However, the newly added perks can readily offset this cost for eligible cardholders. A standout addition that has generated considerable excitement among cardholders is the $100 quarterly credit for Resy restaurant purchases (terms apply; enrollment required).

This credit translates to $400 annually and is easily attainable when used at qualifying restaurants and in the appropriate manner. Let's delve deeper into understanding this credit and how to make the most of it.

What is Resy?

Resy is an online reservation platform that allows you to book tables at restaurants and purchase tickets to exclusive restaurant events through their website or mobile application.

How to Use the Amex Platinum Card Resy Credit

Simply use your Amex Platinum Card to make payments at any U.S. restaurant listed on Resy.com. This action will automatically trigger the disbursement of up to $100 in credits every quarter.

Important Considerations:

  • Purchases made at a restaurant located within another establishment, such as a hotel or department store, may not be eligible.
  • Transactions processed through third-party services like Uber Eats or DoorDash are excluded.
  • Non-dining purchases, including gift cards or merchandise, are not covered.
  • Payments handled by third-party processors, including certain mobile card readers, may not qualify.

To avoid any issues, it's best to order directly from the restaurant's menu and pay with your Platinum Card.

Additional Resy Benefits

Beyond the quarterly credit, Amex Platinum Card members can enroll in Resy's Global Dining Access program, which provides benefits such as:

  • Exclusive Reservations: Certain tables are reserved specifically for eligible Amex cardholders.
  • Priority Notify: Amex Platinum Card holders are among the first to receive notifications when desired tables become available.
  • Early Access to Special Events: Including dinners with renowned chefs.

To unlock these perks, create a profile or log in via Resy.com or the Resy mobile app, and add your Amex Platinum Card to your Resy wallet.

Tips for Maximizing Your Credit

  • Plan Ahead: Browse Resy restaurants in your local area or cities you plan to visit.
  • Use it Before it Expires: Remember the credit resets quarterly, so be sure to utilize it in a timely fashion.

The Platinum Card® from American Express isn’t just a credit card — it’s a status symbol. With over $3,500 in annual credits like $400 for dining with Resy, $600 in luxury hotel stays, and $300 in digital entertainment, plus VIP access to 1,550 airport lounges and automatic Hilton and Marriott Bonvoy elite status (enrollment required), it delivers prestige few cards can match. The fee is steep, but for those who want the best, the Platinum can more than pay for itself — starting with a powerful welcome offer. Terms apply.


Risk Warning and Disclaimer: This article represents only the author’s views and is for reference only. It does not constitute investment advice or financial guidance, nor does it represent the stance of the Markets.com platform. Trading Contracts for Difference (CFDs) involves high leverage and significant risks. Before making any trading decisions, we recommend consulting a professional financial advisor to assess your financial situation and risk tolerance. Any trading decisions based on this article are at your own risk.

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